Palmetto Healthcare Stop-Loss Program (PHSLP) is a unique medical stop-loss offering, established in 2011, with a retrospective funding model where members pay actual costs – no profit or retained surplus targets. Risk is spread across a pool of participating members, smoothing the effects of this volatile line of coverage. Members have recognized significant savings compared to the commercial stop-loss market and members who have self-insured this risk in the past, appreciate the smoothing of risk created by a larger program.
Medical stop-loss claims administration, underwriting, and risk management services are provided to members of PHSLP under a contract with Antum Risk and through business alliances with other best practices companies.
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